Critical Illness & Disability Insurance in Calgary, Canada
Protect Your Income and Lifestyle
Life can be unpredictable. A serious illness or disability can affect your ability to earn income, creating financial stress for you and your family. Critical Illness & Disability Insurance provides the support you need to maintain your lifestyle and cover expenses during challenging times.
Why Choose Critical Illness & Disability Insurance?
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Income Protection: Ensure your family’s financial stability if you are unable to work.
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Medical Expense Coverage: Helps cover unexpected medical costs not fully covered by government or health plans.
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Peace of Mind: Focus on recovery while knowing your finances are taken care of.
Types of Coverage
1. Critical Illness Insurance
Provides a lump-sum payment if diagnosed with a covered illness, such as cancer, heart attack, or stroke.
2. Disability Insurance
Replaces a portion of your income if you are unable to work due to injury or illness.
3. Combination Plans
Some policies combine critical illness and disability coverage for comprehensive financial protection.
Why Work With Us?
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Expert guidance to choose the right coverage for your personal and family needs.
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Flexible plans tailored to match your income, lifestyle, and health considerations.
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Clear and transparent policies with no hidden fees.
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Ongoing support for claims, policy management, and updates.
Frequently Asked Questions (FAQs)
Q1: Who should consider Critical Illness & Disability Insurance?
A: Anyone with financial dependents, outstanding debts, or a need to protect their income should consider this coverage.
Q2: How much coverage do I need?
A: Coverage depends on your income, expenses, debts, and lifestyle. We help calculate the right amount for your situation.
Q3: Can I add coverage to my existing insurance?
A: Yes, many policies allow you to add critical illness or disability coverage to existing life or health insurance plans.
Q4: How quickly can I get coverage?
A: Depending on the policy and underwriting, coverage can start within days.
Q5: Are premiums expensive?
A: Premiums vary based on age, health, occupation, and coverage amount. We help find affordable options that suit your needs.