Mortgage Insurance in Calgary, Canada

Protect Your Home and Family

Buying a home is one of the biggest investments you’ll make, and your family’s security matters. Mortgage insurance provides peace of mind by ensuring your mortgage is covered in case of unexpected events like illness, disability, or death. As a trusted Calgary insurance broker, we help you choose the right coverage to protect your home and loved ones.

Why Choose Mortgage Insurance?

Secure Your Home: Keep your family in the home they love, even if unforeseen circumstances arise.
Protect Your Finances: Prevent your family from taking on mortgage debt during difficult times.
Peace of Mind: Focus on life’s milestones knowing your mortgage is protected.

Types of Mortgage Insurance

1. Term Mortgage Insurance
Covers your mortgage for a specific period. Ideal for families with temporary coverage needs, such as until children are grown or the mortgage is paid off.

2. Decreasing Term Insurance
Coverage decreases as your mortgage balance decreases. Perfect for those looking for cost-effective coverage that matches their mortgage payoff.

3. Critical Illness & Disability Coverage
Optional add-ons that help cover mortgage payments if you become seriously ill or unable to work.

Why Work With Us?

Experienced Calgary-based insurance brokers with years of local expertise.
Personalized solutions to match your mortgage size and family needs.
Transparent process with no hidden fees.
Ongoing support for policy management and claims.

Frequently Asked Questions (FAQs)

Q1: Do I need mortgage insurance if I already have life insurance?
A: Mortgage insurance specifically covers your mortgage balance, ensuring your home is protected even if your life insurance is not sufficient.

Q2: How much mortgage insurance do I need?
A: Coverage should match your outstanding mortgage balance and consider additional protections like critical illness or disability coverage.

Q3: Can I get mortgage insurance as a first-time homebuyer?
A: Yes! Mortgage insurance is especially recommended for first-time buyers to secure their investment.

Q4: How quickly can I get coverage?
A: Many policies can be approved within days, giving you immediate protection.

Q5: Is mortgage insurance expensive?
A: Policies vary by age, mortgage amount, and coverage type. We help find a cost-effective plan that fits your budget.